Legal Disclaimer: No aspect of this advertisement has been approved by the Supreme Court of New Jersey.
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Real Estate Closings
$950.00*You must mention this offer at the time of the initial consultation to receive the discount.
*There is an additional fee due our law firm for a purchase in the sum of $225.00, representing a title abstract/review fee. This offer only applies to the sale or purchase of a one or two-family house or condominium in New Jersey.
Experienced Outside General Counsel for Private and Business- Purpose Lenders
The Law Offices of Les R. Kramsky, LLC provides comprehensive Outside General Counsel services to private lenders, business-purpose lenders, mortgage companies, and other lending organizations.
Private lenders face legal issues that extend far beyond the preparation and closing of an individual loan. Lending operations regularly involve regulatory and compliance matters, loan documentation, title and collateral issues, servicing, defaults, workouts, foreclosures, contracts, employment matters, corporate governance, litigation, and other day-to-day legal concerns.
Les R. Kramsky, Esq. can serve as your private lending company's Outside General Counsel, providing experienced and practical legal guidance across your organization without the expense of employing a full-time in-house General Counsel.
With more than 20 years of legal experience, Mr. Kramsky has substantial experience representing lenders and real estate businesses and advising management on transactional, regulatory, operational, and strategic legal matters.
Your Private Lender's Outside General Counsel
Our firm can function as an extension of your executive and management team, providing a central point of contact for your company's ongoing legal needs.
Rather than engaging different attorneys each time a legal issue arises, an Outside with your lending platform, loan products, business objectives, operations, risk profile, and management team.
We work closely with owners, executives, lending personnel, operations teams, compliance professionals, title companies, servicers, vendors, and outside counsel to help lenders address legal matters efficiently and practically.
Comprehensive Legal Services for Private Lenders
Our Outside General Counsel services may include:
- Loan Documentation: Preparation, review, and revision of promissory notes, mortgages, deeds of trust, guaranties, assignments of rents, security agreements, and other loan documents.
- Business-Purpose Lending: Legal support for DSCR, bridge, fix-and-flip, construction, rental property, commercial, and other business-purpose lending programs.
- Multi-State Lending: Assistance with lending transactions and legal issues involving multiple jurisdictions, including coordination with appropriately licensed local counsel when necessary.
- Licensing and Regulatory Compliance: Guidance concerning state lending and licensing requirements and applicable federal and state regulatory matters.
- Title and Collateral Matters: Review and resolution of title, lien, priority, collateral, survey, endorsement, closing, payoff, satisfaction, and release issues.
- Entity and Organizational Reviews: Review of borrower and guarantor organizational documents, authority, good standing, ownership, resolutions, and related entity documentation.
- Loan Servicing: Advice concerning servicing agreements, borrower communications, payment issues, escrow matters, servicing transfers, and other servicing concerns.
- Defaults and Workouts: Loan modifications, extensions, forbearance agreements, settlement agreements, deeds in lieu of foreclosure, workouts, and other default-related matters.
- Foreclosures and Collections: Oversight and management of foreclosure and collection matters, including coordination with local foreclosure counsel when required.
- Loan Sales and Financing Arrangements: Review and negotiation of loan purchase and sale agreements, participation agreements, warehouse and funding arrangements, servicing agreements, and related transactions.
- Commercial Contracts: Preparation and negotiation of vendor agreements, MSAS, SOWs, technology and SaaS agreements, consulting agreements, confidentiality agreements, and other business contracts.
- Corporate Governance: Advice concerning corporate structure, operating agreements, resolutions, board and member matters, policies, and other governance issues.
- Employment Matters: Guidance regarding employment agreements, independent contractor agreements, employee handbooks, non-compete/non-disclosure agreements, and related workplace matters.
- Litigation Management: Oversight and coordination of litigation and outside counsel to provide management with a centralized legal strategy.
- Risk Management and Strategic Advice: Practical legal advice to ownership and management concerning business decisions, operational risks, new products, transactions, and growth initiatives.
Multi-State Private Lending Experience
Private lenders increasingly operate across multiple states, creating legal and regulatory considerations that can vary significantly by jurisdiction.
Our firm can assist lenders with multi-state business-purpose lending operations, coordinate legal issues across jurisdictions, and work with local counsel where necessary.
This provides management with a central legal resource rather than requiring the lender to independently manage multiple attorneys and law firms.
An Alternative to Hiring a Full-Time General Counsel
Many private lenders need regular access to experienced legal counsel but may not require—or want the expense associated with—a full-time in-house General Counsel and legal department.
Our Outside General Counsel model is designed to bridge that gap.
The Law Offices of Les R. Kramsky, LLC offers monthly flat-fee Outside General Counsel arrangements, allowing private lenders to obtain ongoing legal support while maintaining greater predictability over legal expenses.
Engagements can be structured based upon the lender's loan volume, geographic footprint, operations, and anticipated legal needs.
Put Experienced Counsel on Your Lending Team
Whether you are an established private lender operating in multiple states or a growing lending company seeking to strengthen its legal and compliance infrastructure, the Law Offices of Les R. Kramsky, LLC can serve as an experienced legal resource for your organization.
Let Les R. Kramsky, Esq. serve as your Private Lender's Outside General Counsel.
For additional information regarding our Private Lender General Counsel services or to discuss a monthly Outside General Counsel arrangement, please contact our office.
Law Offices of Les R. Kramsky, LLC
27 North Main Street
Marlboro, New Jersey 07746
Tel: (732) 625-9991
Fax: (732) 625-9992
Email: les@realestateattorneynj.com
Pennsylvania, District of Columbia, Georgia, Maryland, Missouri, North Carolina, Ohio, Texas and Virginia.